Insurance Model and Insurance Layer

Travessia plans to add an insurance layer on top of the data and vault infrastructure.

Because the data layer is constantly updated with onboarding information, financial data, invoices, repayment history, buyer behavior, and operator performance, Travessia can use this information to model credit risk more dynamically.

Based on this risk model, insurance can be priced and offered to investors as an optional layer of protection. Investors would be able to purchase insurance separately to protect deposits against defaults or other defined risks.

Problem Solved

Traditional credit insurance is often static, slow, and disconnected from live transaction data.

Travessia's insurance layer is designed to use continuously updated operating data to price and manage risk more accurately. This gives investors another way to manage exposure and allows the platform to offer different levels of protection depending on investor preference.