Credit Vault

The Travessia vault is the credit accounting and investor access layer. Investors use the vault to deposit capital into credit opportunities, track their position, accrue interest, and withdraw according to the relevant vault terms. The vault also provides transparent accounting. It tracks investor shares, principal, interest, repayment obligations, and the movement of funds.

For operators, the vault provides access to credit that can be used to scale operations and pay for supply. Importantly, the vault is designed so that operators do not simply receive a flat amount of unrestricted capital. Credit is connected to real trade activity and can be used to fund supply purchases based on purchase orders and approved trade flows.

Problem Solved

The vault solves several problems at once.

For investors, it provides custody, accounting, repayment tracking, and a simple way to access credit opportunities. For operators, it provides scalable working capital without requiring every investor relationship to be negotiated separately.

For the credit structure, it reduces risk because capital is not simply handed over as a large unrestricted loan. Most funds can remain on-chain until needed, and capital is released against specific trade activity.

When buyers pay invoices, repayment can flow back to the vault. This reduces recourse risk because the repayment path is tied more directly to the underlying trade cycle.