Travessia Docs

Full Platform Flow

The full Travessia architecture is designed to connect every part of the trade finance lifecycle.

  1. An operator applies to Travessia and submits data for onboarding.
  2. Travessia performs KYB, reviews financial and legal information, connects data sources, and scores the operator.
  3. Approved operators receive access to credit opportunities through their own vaults.
  4. The operator provides capital for tranches to ensure skin in the game and principal protection for investors.
  5. Investors deposit capital into the vault.
  6. Operators create trade requests based on purchase orders.
  7. The supplier payment system verifies the trade and requests capital from the vault.
  8. The vault releases capital for supplier payment.
  9. The invoice is registered through NF-e and sent to the buyer with the correct repayment instructions.
  10. The buyer pays the invoice.
  11. Repayment flows back to the vault.
  12. The vault tracks investor principal, shares, and interest.
  13. All transaction data feeds back into the data layer.
  14. The data layer updates the risk profile of the operator and credit opportunity.
  15. Tranching and insurance can then use this live data to price and manage risk.

The result is a closed-loop credit system where capital deployment, invoice creation, repayment, reporting, risk estimation, and investor accounting are connected.

Current Development Status

Travessia is building this system in stages. Today, the first version of the platform includes operator onboarding, the data layer, the live due diligence dashboard, and credit vaults.

Credit vaults are live in partnership with Accountable. The first version of onboarding and due diligence is live. The first version of the data layer and live DD dashboard is live.

Tranching is close to completion in partnership with RedStone and Royco.

V2 vaults are planned next. The supplier payment system will come after the core vault and tranching rollout. The insurance model and insurance contracts are planned later.

This staged rollout allows Travessia to start with the most important credit infrastructure first, then progressively add deeper payment control, tranching, automation, and insurance.